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Why Someone in Their 20s Should Think About Life Insurance Written by Cedar River Insurance on Apr 24, 2025

When you're in your 20s, life insurance probably isn’t high on your list of priorities. You’re focused on building your career, traveling, maybe paying off student loans, and creating your own path in life. But there’s something incredibly powerful about taking this step early—something that’s not about fear or worst-case scenarios but about opportunity, security, and control over your future.

Top 5 Myths About Homeowners Insurance—Debunked Written by Cedar River Insurance on Mar 4, 2025

Whether you're settling into your dream home or searching for the perfect place to call your own, one thing is certain—homeowners insurance is a must-have. But with so much misinformation out there, understanding what your policy actually covers can feel like deciphering a foreign language. 

Stand-Alone Cyber Liability Policy vs. Adding an Endorsement to an Existing Policy Written by Cedar River Insurance on Jan 30, 2025

Cyber liability is no longer an option for businesses—it’s a necessity. With the rise of cybercrime targeting small businesses, it’s vital to have the right protection in place. But here’s the big question many business owners face: Should you invest in a stand-alone cyber liability policy or add an endorsement to an existing ...

Do Small Businesses Need Cyber Insurance if They Practice Good Cyber Hygiene? Written by Cedar River Insurance on Jan 9, 2025

Small businesses play a critical role in our economy, yet many face growing threats in the digital age. Cybersecurity risks are rising, with hackers and data breaches targeting businesses of all sizes, including smaller organizations. If you're a small business owner who takes cybersecurity seriously, you might wonder if cyber insurance is necessary when you're already practicing good cyber hygiene. Let's break this down and explore whether cyber insurance is vital to your ...

Doesn’t My Current Business Insurance Include Cyber Attacks? Written by Cedar River Insurance on Dec 12, 2024

When it comes to protecting your business, having insurance is a no-brainer. But does your existing business insurance cover you against the growing threat of cyberattacks? Many small business owners assume that their general business policy has them fully covered, only to discover it doesn’t—at the worst possible time.

Need Cyber Liability Insurance? Not Sure? 

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